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US installed cost $3.75 per wattPower 17.45¢/kWh · July 2026
SolarPanelCosts.comRun the numbers
Calculator

What would it cost you

Start with your electricity bill, which you already know, rather than kilowatt-hours, which you would have to go and look up. Everything else is prefilled from your state and can be overridden with a real quote.

$160

About 5,713 kWh a year at 33.6¢

100%

Needs a 3.6 kW array, about 9 panels

$4.36

Median in this state is $4.36. Got a quote? Divide its price by the system watts and type that in.

System price
$15,696
no federal credit
Makes each year
5,767
kWh
Saves, year one
$1,357
$113 a month
Pays for itself in
10.5
years
Over 25 years
+$27,695

after paying for the system

Your solar electricity costs
11.6¢

per kWh, against 33.6¢ from the utility

Total generated
136k

kWh over 25 years

Assumes 0.5% output loss a year, 2.5% annual electricity price rises, and that what you generate is worth the retail rate you pay, less a 30% haircut because this state no longer credits exports at retail. A shaded or north-facing roof produces less than this. It is an estimate, not a quote.

Reading the result

Three things worth knowing before you trust it

There is no federal credit in these numbers. The 30% residential credit ended for systems finished after 31 December 2025. If a quote you are holding still shows one, that is a sales document written against repealed law, and it is worth asking the company about. What actually changed.

The payback assumes your generation is worth retail. Under full net metering it is. Several states have moved away from that, and where we know about it the calculator applies a haircut and says so. Check your own utility’s export rate before believing any payback figure, ours included.

Your roof is not the model’s roof. Production is modelled facing due south at a 20 degree tilt with nothing shading it. A roof facing east or west loses perhaps 15%, and a single badly placed tree can cost more than that. An installer’s site survey is the only thing that settles it.

Publish about solar? A compact version of this, payback by state, is free to embed on your own site.

The one lever that actually moves the price

Three competing quotes beat any amount of comparing panel brands

Sales cost and margin are over a third of an installed price, and they are the part that competition removes. A single quote from whoever reached you first is how people end up in the top quarter of what their neighbours paid.

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When the numbers move

Prices and rules change. We will tell you when they do

Berkeley Lab publishes installed prices once a year, the EIA updates electricity rates every month, and Congress changed the tax treatment of all of this in 2025. One email when something on this site actually changes, and nothing else.

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